The experts in 

short sales

Helping Homeowners Avoid Foreclosure Nationwide

20 years

of combined experience

Our team’s streamlined approach has allowed us to close thousands of short sales and help homeowners nationwide. Not only are we the go-to experts in the country, we literally wrote the book on it.


closing rate

We have experience with over 45 different lenders and process around 100 short sales every month. With numbers like those, we’ve seen just about every scenario possible; we’d be happy to take a look at yours.

What is a short sale?

When a homeowner has a mortgage balance that exceeds the value of the home and can prove financial hardship, their lender may allow them to sell the property for less than the balance owed. We negotiate with the lender to agree and accept this scenario as a short sale.

Need More Reasons To Choose Us?

Short sales are our niche.

We have highly-trained realtors, attorneys, and negotiators who will be fully dedicated to your short sale. We have great relationships with every major lender and direct contact to stop foreclosures.

We turn no’s into yes’s.

We manage all paperwork and facilitate the process with your lender, negotiating to remove any liens to be able to sell and cost you nothing. We even see if you qualify for relocation assistance (most do).

We’re passionate about what we do.  

We’re committed to advocating for homeowners, doing everything in our power to avoid foreclosure.
We've helped more homeowners than anyone else. We strive to be your #1 choice in short sale negotiations.

About Us

Nicole Espinosa, realtor, best-selling author of The Short Sale Queen Brokered by Exp Realty, has been processing short sales since 2011. Our operations manager, Stephanie, has been negotiating short sales since 2010. They joined forces in 2018 and expanded nationwide, allowing them to process short sales throughout the U.S.

Take It From Our Past Clients

What our clients are saying…


“I was coming from the lowest point in my life and you managed to get me through the longest short sale ever. YOU have given me hope and inspiration! Thank you!”

Richardson, TX


“I didn’t think anyone could help me after multiple loan modification attempts. The lender would not budge. Nicole and her team were able to get the lender to accept a short sale, postpone multiple foreclosure dates and get me funds from the lender at closing to help with moving!”

Winter Haven, FL

Check out Our blog

and stay up to date with the latest tips for the ever-changing real estate market.

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Alternatives To Foreclosure

Nicole Espinosa
March 3, 2021

If you’re behind on mortgage payments, you may be able to work with your lender to find an alternative to foreclosure. Your lender will evaluate your individual circumstances based on the reason for default, and whether your financial ...more

Alternatives To Foreclosure
expert short sale investor

Be The Expert | Nicole Espinosa

Nicole Espinosa
October 22, 2020

RJ Yes. So, can I tell you a story from an investor’s standpoint? Nicole Absolutely. RJ This happened recently where I tried to get Nicole to work on a lead that I felt like the best situation was ...more

Be The Expert | Nicole Espinosa

Get In Touch

The short sale process is very complex and requires an expert to navigate the lender’s processes. Reach out for a free consultation.